Hello Renters!

Welcome to MyHomeInGA.com where you can find every actively listed MLS rental available in Georgia's Metro Atlanta Area. You can set up a personalized search or just enter the MLS number or property address and go directly to the property you are seeking. If you experience difficulty setting up a search, call me, Terri Haklin at 404.484.5496 or contact me through this site and I will set your search up for you. Just think of me as your personal real estate assistant. Remember, as a Realtor, I have access to "behind the scene real estate activities". If you are looking for something specific, let me know so I'll tap into my real estate resources not available to the general public and hopefully find what you need.

More about Renting and "What to Expect" while you are looking for your Rental Property...

I like to prepare the renters I work with for the application and rental process. Regardless if you work with me, another Realtor or you are simply looking on your own, you need to understand that any rental property in the metro Atlanta area will get picked over extremely fast. Finding a well maintained and fairly priced rental property is a challenge! In fact, most good properties are off the market as quickly as they are listed.

If you are lucky and find something quickly, you and anyone else living with you over the age of 18 must be prepared and have your last four pay stubs or your last year tax return and you application fee ready so you can submit your application as quickly as possible to the property management company or you will risk losing that property to another applicant who beat you to the punch. Every adult must pay a separate application fee.

The property management companies do not approve applications in a "first come first serve" scenario. However, if you were the first to submit your application and another comes in and both you and the other applicant have equal credit scores and rental history, you will most likely get the property because you were the first to submit an application.

Now this next part is where it becomes frustrating.

Most management companies will take their time to review your application. I will NOT be permitted to be involved with the application process so I will encourage you to call them every day to see where they are in the approval process. It will be the "squeaky wheel that gets the oil". 

During the time your application is being reviewed, the rental you want will most likely have several more applications submitted by other applicants. Again, this is not a first come first serve situation. Many factors go into qualifying a tenant.

If this is your first attempt at submitting the application through that particular management company, most likely they will NOT select you if there is another approved applicant waiting in line; even though you will eventually be approved.




Why do first-time Applicants get overlooked?

The property management company's primary concern is for their client, the owner of the rental property. Their job is to get a qualified tenant into that property and generating revenue for their client as quickly as possible. When you finally are approved, if they selected a different applicant for the rental property you wanted, you will most likely be told, "Congratulations, you have been approved to be a tenant in one of our rental properties. The property you originally applied for is no longer available. Please select another rental property from our inventory. Your application has already been approved so you do not have to pay the application fee again."

What are your options now?

What happens if you do not like the rental properties they have left in their inventory? Are you willing to walk away from the application fee you just paid?  If you do walk away, you will lose that money and you will start the process all over again.

Look hard at the property management companies and really qualify them because once you submit an application, that will most likely be the company you will work with. And never ever give your credit card or ATM card number to a property management company just so you can preview a rental property. I can get you into a property free and I will protect you every step of the way.

The good news is…

You have me to bulldoze through the existing inventory and I know a lot of the tricks and special programs to get you what you want!

Home Partners of America   

Home Partners of America! Very Exciting for FRUSTRATED RENTERS!
One of these programs will be the Home Partners of America program (HPA). This is a one-year lease program with the right to purchase. There is NO OBLIGATION to purchase. If you are approved, HPA allows you to shop for a home that is for sale on the market. They buy it with cash and turn it over to a property management company. The property management company prepares the home for occupancy and six weeks after picking your new home, you move in and begin your one year lease. If you want to buy that home within the next 5 years, I can help you with that too! Just ask me for more details.













Georgia Dream Program

The "Down Payment Assistance Program" offered by the state of Georgia. This program can get an eligible buyer up to $20,000 on some homes in Georgia. Call me and we will see if you are eligible. You may be surprised...



There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents while locking in your housing cost for the life of your mortgage.

Jonathan Smoke, Chief Economist at realtor.com recently reported on what he calls a “Rental Affordability Crisis.”

He warns that “Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that they’ll outpace home price appreciation in the year ahead.”

The Joint Center for Housing Studies at Harvard University recently released their 2015 Report on Rental Housing, in which they reported that 49% of rental households are cost-burdened, meaning they spend more than 30% of their income on housing. These households struggle to save for a rainy day and pay other bills, such as food and healthcare.

It’s Cheaper to Buy Than Rent

In Smoke’s article, he went on to say, “Housing is central to the health and well-being of our country and our local communities. In addition, this (rental affordability) crisis threatens the future value of owned housing, as the burdensome level of rents will trap more aspiring owners into a vicious financial cycle in which they cannot save and build a solid credit record to eventually buy a home.”

“While more than 85% of markets have burdensome rents today, it’s perplexing that in more than 75% of the counties across the country, it is actually cheaper to buy than rent a home. So why aren’t those unhappy renters choosing to buy?” 

Know Your Options

Perhaps you have already saved enough to buy your first home. HousingWire reported that analysts at Nomura believe:

“It’s not that Millennials and other potential home buyers aren’t qualified in terms of their credit scores or in how much they have saved for their down payment.

Buy Now

It’s that they think they’re not qualified or they think that they don’t have a big enough down payment.” (emphasis added) Many first-time home buyers who believe that they need a large down payment may be holding themselves back from their dream home. In many areas of the country, a first-time home buyer can save for a 3% down payment in less than two years. You may have already saved enough!